Monday, 13 March 2017

Consumer Advice




Our monthly update with Elizabeth Crampton from the Citizens Advice Bureau.


Why use a funeral plan?
Funerals can be expensive, costing perhaps several thousand pounds, and many people worry that when they die, they won’t leave enough money for their funeral.

With a funeral plan, you arrange and pay for it in advance.

You can arrange a funeral plan for your own funeral or for someone else’s, as long as the funeral will be held in the UK.

But a pre-paid funeral plan is not the only way to pay for a funeral. There are other options and ways to save on the cost of funerals.


How do they work?

You pay either a lump sum or instalments to the plan provider, or to a funeral director. Your money is either invested:
Into a trust fund with trustees, or
In an insurance policy, which is then used to pay for the funeral whenever that turns out to be.

The aim of both methods is to safeguard your money until it’s needed, ensuring that it’s used to provide the funeral you have paid for.

Smart Meters 
Smart meters are the next generation of gas and electricity meters and offer a range of intelligent functions.

For example, they can tell you how much energy you are using through an in home display. They communicate directly with your energy supplier meaning there will be no need for your supplier to visit your home to read your meter in future.
For more information go to the web site https://www.citizensadvice.org.uk/

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