Monday, 11 May 2015

Consumer Advice




Elizabeth Crampton from the Citizens Advice Bureau was our guest tonight.

New Care Act

The new care act comes into force this month, the biggest change is a cap on the amount you will need to spend on care which is £72,000 of your own money.

full details can be found at the following web sites

http://www.ageuk.org.uk/home-and-care/the-care-act/

https://www.citizensadvice.org.uk/about-us/how-we-provide-advice/advice/Get-advice/


Pensions

Changes to occupational and private pensions

Rules around private and occupational pensions are changing. From April 2015, some people over 55 will have greater freedom in how they can access their pension pots – the money they’ve built up during their working life.

If they have a defined contribution pension, they are no longer restricted to simply buying an annuity. Instead, they can withdraw some or all of their money as a lump sum.

http://www.ageuk.org.uk/money-matters/pensions/pension-freedoms/changes-occupational-and-private-pensions/

Cold Calls
Mobile phones offer the ability to block calls, useful if you find that you’re being contacted by repeat offenders from the same company. The method varies depending on your phones platform.
http://www.which.co.uk/


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